LET’S SAVE MONEY!

To open a share savings account at POE FCU, we must first determine your eligibility. Next, each new member will need an opening deposit of at least $5.00, which must be maintained, and also for each new member, there is a one-time membership fee of $1.00 (total to open an account is $6.00). Each member must first open a share account before enjoying all of our other financial services.

Our Holiday Club Account can help take the financial stress out of the holiday season. You make deposits throughout the year, and then in November we will send you a check and you can go shopping! So make sure your account information stays up to date.

Set aside a little each payday and see how it can add up.

• Minimum opening deposit: $25.00

• Current Dividend Rate as of November 1, 2018 – 0.00% APY**

• The term of the account is from the time it is open until the 1st of November of the year

• A penalty will be imposed for early withdrawal from the account before November in the amount of $10.00 per transaction

Share Certificates from POE FCU are an excellent investment opportunity if you do not need immediate access to your funds and want to invest for longer periods to obtain high rates of return. There is a minimum opening deposit of $1,000.00.

We have the following Share Certificates available:

• 6 Months

• 1 Year

• 2 Years

• 5 Years

Start planning for your retirement today by opening an IRA Account at POE FCU. With outstanding rates and funds that grow tax-deferred year after year, an IRA Account is an important part of your long-term savings portfolio. A Traditional IRA offers tax-deferred earnings and the possibility of tax-deductible contributions. A Roth IRA is funded by non-deductible contributions but gives owners the opportunity for tax-free withdrawals. New in 1998, an Education IRA enables parents and others to deposit $500.00 per year to be used for educational purposes. Earnings grow tax-free if you meet the income requirements