PERSONAL LOANS
A personal loan from POE FCU is a type of unsecured loan — meaning you don’t need collateral — that you can use for various personal financial needs.
You can start an application online through POE FCU’s website or contact a loan officer for assistance. The process is designed to be quick and straightforward, with options to apply from anywhere.
- Covering unexpected expenses
- Paying for home projects
- Consolidating higher-interest debt
- Funding travel or life events
- Essentially, if you need cash for a general personal expense and qualify, a personal loan gives you flexibility to decide how to use the funds.
- Maximum loan amount: Up to $8,500 (subject to credit approval and other requirements).
- Interest rates: As of the most recent available rates, personal loans can be offered with APR starting around 9.25% — though your actual rate will depend on your credit history and financial profile.
- Personal loans are repaid through fixed monthly payments over a term agreed upon at approval.
- Monthly payment amounts and length of term depend on the loan size and interest rate you receive.
For more information, visit one of POE Federal Credit Union’s branches or contact a loan specialist to get started on your personal loan today.