INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)

Our Individual Retirement Accounts (IRAs) offer a simple, tax-advantaged way to save for your future while keeping your money safe and working for you.

Whether you’re just starting out or fine-tuning your retirement strategy, an IRA at POE Federal Credit Union can help you build long-term savings at your own pace. We offer traditional and Roth IRA options, allowing you to choose the account that best fits your income, tax situation, and retirement goals.

With competitive returns, federally insured deposits, and the personalized service you expect from a credit union, POE Federal Credit Union makes saving for retirement straightforward and secure. Let us help you take the next step toward a more confident financial future.

Start planning for your retirement today by opening an IRA Account at POE FCU. With outstanding rates and funds that grow tax-deferred year after year, an IRA Account is an important part of your long-term savings portfolio. A Traditional IRA offers tax-deferred earnings and the possibility of tax-deductible contributions. A Roth IRA is funded by non-deductible contributions but gives owners the opportunity for tax-free withdrawals.

New in 1998, an Education IRA enables parents and others to deposit $500.00 per year to be used for educational purposes. Earnings grow tax-free if you meet the income requirements

For more information, visit one of POE Federal Credit Union’s branches or contact a savings account specialist to get started on your IRA today.