{"id":15464,"date":"2026-03-02T08:18:40","date_gmt":"2026-03-02T08:18:40","guid":{"rendered":"https:\/\/poefcu.org\/?page_id=15464"},"modified":"2026-03-02T08:18:40","modified_gmt":"2026-03-02T08:18:40","slug":"vacation-club","status":"publish","type":"page","link":"https:\/\/poefcu.org\/index.php\/vacation-club\/","title":{"rendered":"Vacation Club"},"content":{"rendered":"<div id=\"cmsmasters_row_oswnqulxvj\" class=\"cmsmasters_row cmsmasters_color_scheme_default cmsmasters_row_top_default cmsmasters_row_bot_default cmsmasters_row_boxed\">\n<div class=\"cmsmasters_row_outer_parent\">\n<div class=\"cmsmasters_row_outer\">\n<div class=\"cmsmasters_row_inner\">\n<div class=\"cmsmasters_row_margin\">\n<div id=\"cmsmasters_column_j3z9cyi218\" class=\"cmsmasters_column one_half\">\n<div class=\"cmsmasters_column_inner\"><div class=\"cmsmasters_img  cmsmasters_image_n\"><img decoding=\"async\" src=\"https:\/\/poefcu.org\/wp-content\/uploads\/2026\/01\/savings-accounts-banner.jpg\" \/><\/div>\n<\/div><\/div>\n<div id=\"cmsmasters_column_cbry6b0q58\" class=\"cmsmasters_column one_half\">\n<div class=\"cmsmasters_column_inner\"><div id=\"cmsmasters_heading_iiuoh0cbrm\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h4 class=\"cmsmasters_heading\">VACATION CLUB SAVINGS ACCOUNT<\/h4>\n<\/div><div id=\"cmsmasters_fb_694xv1th5g\" class=\"cmsmasters_featured_block\">\n<div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<div id=\"cmsmasters_heading_ju3rsysjtt\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h2 class=\"cmsmasters_heading\">Our Vacation Club Account can help take the vacation you deserve. <\/h2>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cmsmasters_text\">\n<p>A Vacation Club savings account from POE Federal Credit Union is a special-purpose savings account designed to help you set aside money specifically for travel or vacation expenses over time \u2014 separate from your regular savings or checking. You deposit money little by little (often through direct deposit from your paycheck or automatic transfers), letting it grow until you\u2019re ready to plan your trip.<\/p>\n<\/div>\n<div id=\"cmsmasters_fb_9mjh32y93t\" class=\"cmsmasters_featured_block\">\n<a href=\"http:\/\/Test\" class=\"featured_block_link\"><\/a><div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<p style=\"text-align: left;\"><div id=\"cmsmasters_button_zt9rfz2xic\" class=\"button_wrap\"><a href=\"https:\/\/poefcu.org\/index.php\/rates\/\" class=\"cmsmasters_button\"><span>VIEW CURRENT RATES<\/span><\/a><\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"cmsmasters_row_febc6l12sd\" class=\"cmsmasters_row cmsmasters_color_scheme_default cmsmasters_row_top_default cmsmasters_row_bot_default cmsmasters_row_boxed\">\n<div class=\"cmsmasters_row_outer_parent\">\n<div class=\"cmsmasters_row_outer\">\n<div class=\"cmsmasters_row_inner\">\n<div class=\"cmsmasters_row_margin\">\n<div id=\"cmsmasters_column_kmypgz5pz\" class=\"cmsmasters_column one_first\">\n<div class=\"cmsmasters_column_inner\"><div id=\"cmsmasters_fb_nnrj4uvoi9\" class=\"cmsmasters_featured_block\">\n<a href=\"http:\/\/Apply%20Now!\" class=\"featured_block_link\"><\/a><div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<div id=\"cmsmasters_heading_4r0coi0gfe\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h2 class=\"cmsmasters_heading\">Why Is a Holiday Savings Account Useful?<\/h2>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cmsmasters_text\">\n<ul>\n<li data-start=\"661\" data-end=\"843\"><strong data-start=\"661\" data-end=\"687\">Year-long saving plan:<\/strong> Instead of trying to save a large sum right before the holiday season, you deposit small amounts throughout the year.<\/li>\n<li data-start=\"661\" data-end=\"843\"><strong data-start=\"846\" data-end=\"868\">Automatic benefit:<\/strong> In early November, the credit union typically distributes the total funds you\u2019ve saved back to you \u2014 often as a check \u2014 so you can use it for holiday shopping or related expenses.<\/li>\n<\/ul>\n<\/div>\n<div id=\"cmsmasters_fb_qbhauja8d\" class=\"cmsmasters_featured_block\">\n<a href=\"http:\/\/Apply%20Now!\" class=\"featured_block_link\"><\/a><div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<div id=\"cmsmasters_heading_jbktd1h1vl\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h2 class=\"cmsmasters_heading\">Account Details<\/h2>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cmsmasters_text\">\n<ul>\n<li data-start=\"1118\" data-end=\"1226\"><strong data-start=\"1118\" data-end=\"1146\">Minimum opening deposit:<\/strong> $25.00 to open your Vacation Club account.<\/li>\n<li data-start=\"1229\" data-end=\"1450\"><strong data-start=\"1229\" data-end=\"1251\">Dividend earnings:<\/strong> The account may earn dividends, but rates can vary and may be low (for example, past rates were listed at 0.00% APY) \u2014 check the credit union for current rates.<\/li>\n<li data-start=\"1453\" data-end=\"1591\"><strong data-start=\"1453\" data-end=\"1469\">Yearly term:<\/strong> The \u201cclub\u201d runs from when you open the account until <strong data-start=\"1523\" data-end=\"1539\">November 1st<\/strong> of that year.<\/li>\n<li data-start=\"1594\" data-end=\"1801\"><strong data-start=\"1594\" data-end=\"1630\">Early withdrawal considerations:<\/strong> If you withdraw funds before the payout date (before November), you may be charged a penalty fee (for example, $10 per transaction).<\/li>\n<\/ul>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"cmsmasters_row_0qnsh5l3s4\" class=\"cmsmasters_row cmsmasters_color_scheme_default cmsmasters_row_top_default cmsmasters_row_bot_default cmsmasters_row_boxed\">\n<div class=\"cmsmasters_row_outer_parent\">\n<div class=\"cmsmasters_row_outer\">\n<div class=\"cmsmasters_row_inner\">\n<div class=\"cmsmasters_row_margin\">\n<div id=\"cmsmasters_column_t1fdptdij\" class=\"cmsmasters_column one_first\">\n<div class=\"cmsmasters_column_inner\"><div class=\"cmsmasters_text\">\n<p data-start=\"2019\" data-end=\"2180\">For more information, visit one of POE Federal Credit Union\u2019s branches or contact a savings account specialist to get started on your Vacation Club savings account today.<\/p>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-15464","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages\/15464","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/comments?post=15464"}],"version-history":[{"count":1,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages\/15464\/revisions"}],"predecessor-version":[{"id":15466,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages\/15464\/revisions\/15466"}],"wp:attachment":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/media?parent=15464"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}