{"id":15224,"date":"2026-02-22T19:48:17","date_gmt":"2026-02-22T19:48:17","guid":{"rendered":"https:\/\/poefcu.org\/?page_id=15224"},"modified":"2026-02-24T21:53:28","modified_gmt":"2026-02-24T21:53:28","slug":"credit-disability-insurance","status":"publish","type":"page","link":"https:\/\/poefcu.org\/index.php\/credit-disability-insurance\/","title":{"rendered":"Credit Disability Insurance"},"content":{"rendered":"<div id=\"cmsmasters_row_oswnqulxvj\" class=\"cmsmasters_row cmsmasters_color_scheme_default cmsmasters_row_top_default cmsmasters_row_bot_default cmsmasters_row_boxed\">\n<div class=\"cmsmasters_row_outer_parent\">\n<div class=\"cmsmasters_row_outer\">\n<div class=\"cmsmasters_row_inner\">\n<div class=\"cmsmasters_row_margin\">\n<div id=\"cmsmasters_column_j3z9cyi218\" class=\"cmsmasters_column one_half\">\n<div class=\"cmsmasters_column_inner\"><div class=\"cmsmasters_img  cmsmasters_image_n\"><img decoding=\"async\" src=\"https:\/\/poefcu.org\/wp-content\/uploads\/2026\/02\/lending-services-banner.jpg\" \/><\/div>\n<\/div><\/div>\n<div id=\"cmsmasters_column_cbry6b0q58\" class=\"cmsmasters_column one_half\">\n<div class=\"cmsmasters_column_inner\"><div id=\"cmsmasters_heading_iiuoh0cbrm\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h4 class=\"cmsmasters_heading\">CREDIT DISABILITY INSURANCE<\/h4>\n<\/div><div id=\"cmsmasters_fb_694xv1th5g\" class=\"cmsmasters_featured_block\">\n<div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<div id=\"cmsmasters_heading_ju3rsysjtt\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h2 class=\"cmsmasters_heading\">Peace Of Mind <\/h2>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cmsmasters_text\">\n<p data-start=\"296\" data-end=\"533\">If you become totally disabled due to sickness or an accident and cannot work, this optional insurance can <strong data-start=\"1422\" data-end=\"1474\">cover your loan payments up to the policy limits<\/strong>, helping you stay current when income is disrupted.<\/p>\n<p data-start=\"296\" data-end=\"533\">In the event you become totally disabled by sickness or an accident, credit disability insurance pays your loan payments up to the policy maximum. The premium for this service is added to your regular loan payments. For full policy details, ask a credit union loan officer.<\/p>\n<\/div>\n<div class=\"cmsmasters_text\">\n<p>&nbsp;<\/p>\n<\/div>\n<div class=\"cmsmasters_text\">\n<p>&nbsp;<\/p>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"cmsmasters_row_febc6l12sd\" class=\"cmsmasters_row cmsmasters_color_scheme_default cmsmasters_row_top_default cmsmasters_row_bot_default cmsmasters_row_boxed\">\n<div class=\"cmsmasters_row_outer_parent\">\n<div class=\"cmsmasters_row_outer\">\n<div class=\"cmsmasters_row_inner\">\n<div class=\"cmsmasters_row_margin\">\n<div id=\"cmsmasters_column_kmypgz5pz\" class=\"cmsmasters_column one_first\">\n<div class=\"cmsmasters_column_inner\"><div id=\"cmsmasters_fb_nnrj4uvoi9\" class=\"cmsmasters_featured_block\">\n<a href=\"http:\/\/Apply%20Now!\" class=\"featured_block_link\"><\/a><div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<div id=\"cmsmasters_heading_4r0coi0gfe\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h2 class=\"cmsmasters_heading\">Benefits Of Credit Disability Insurance From POE<\/h2>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cmsmasters_text\">\n<h4 data-start=\"680\" data-end=\"733\"><strong data-start=\"689\" data-end=\"733\">1. Financial Protection When You Can\u2019t Work<\/strong><\/h4>\n<ul>\n<li data-start=\"736\" data-end=\"852\">If you suffer a covered disability, the insurance steps in and pays your loan installments up to the policy maximum.<\/li>\n<li data-start=\"736\" data-end=\"852\">This can help you avoid missed payments when your income drops due to disability.<\/li>\n<\/ul>\n<h4 data-start=\"976\" data-end=\"1015\"><strong data-start=\"984\" data-end=\"1015\">2. Protects Your Credit Rating<\/strong><\/h4>\n<ul>\n<li data-start=\"1018\" data-end=\"1081\">Making on-time loan payments keeps your credit history healthy.<\/li>\n<li data-start=\"1084\" data-end=\"1240\">If you\u2019re unable to work and payments stop, insurance benefits help ensure accounts stay current, reducing the risk of negative marks on your credit report.<\/li>\n<\/ul>\n<h4 data-start=\"1242\" data-end=\"1291\"><strong data-start=\"1250\" data-end=\"1291\">3. Peace of Mind for You and Your Family<\/strong><\/h4>\n<ul>\n<li data-start=\"1294\" data-end=\"1402\">Knowing your loans are covered during a disability means one less financial worry during a challenging time.<\/li>\n<li data-start=\"1405\" data-end=\"1531\">It can help protect your household budget and reduce stress while you focus on recovery.<\/li>\n<\/ul>\n<h4 data-start=\"1533\" data-end=\"1570\">4. <strong data-start=\"1541\" data-end=\"1570\">Integrated and Convenient<\/strong><\/h4>\n<ul>\n<li data-start=\"1573\" data-end=\"1718\">The premium is typically added to your regular loan payments, so there\u2019s no need to manage a separate bill.<\/li>\n<\/ul>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"cmsmasters_row_0qnsh5l3s4\" class=\"cmsmasters_row cmsmasters_color_scheme_default cmsmasters_row_top_default cmsmasters_row_bot_default cmsmasters_row_boxed\">\n<div class=\"cmsmasters_row_outer_parent\">\n<div class=\"cmsmasters_row_outer\">\n<div class=\"cmsmasters_row_inner\">\n<div class=\"cmsmasters_row_margin\">\n<div id=\"cmsmasters_column_t1fdptdij\" class=\"cmsmasters_column one_first\">\n<div class=\"cmsmasters_column_inner\"><div class=\"cmsmasters_text\">\n<p data-start=\"2019\" data-end=\"2180\">For more information regarding credit disability insurance, call <a class=\"local\" href=\"tel:318-222-1979\">(318) 222-1979<\/a> or <a class=\"local\" href=\"tel:318-742-1912\">(318) 742-1912<\/a>, or drop by one of our locations to see a loan officer.<\/p>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"iawp_total_views":0,"footnotes":""},"class_list":["post-15224","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages\/15224","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/comments?post=15224"}],"version-history":[{"count":2,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages\/15224\/revisions"}],"predecessor-version":[{"id":15228,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages\/15224\/revisions\/15228"}],"wp:attachment":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/media?parent=15224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}