{"id":15072,"date":"2026-01-21T22:34:30","date_gmt":"2026-01-21T22:34:30","guid":{"rendered":"https:\/\/poefcu.org\/?page_id=15072"},"modified":"2026-03-04T03:03:46","modified_gmt":"2026-03-04T03:03:46","slug":"visa-platinum-cards","status":"publish","type":"page","link":"https:\/\/poefcu.org\/index.php\/visa-platinum-cards\/","title":{"rendered":"VISA Platinum Cards"},"content":{"rendered":"<div id=\"cmsmasters_row_oswnqulxvj\" class=\"cmsmasters_row cmsmasters_color_scheme_default cmsmasters_row_top_default cmsmasters_row_bot_default cmsmasters_row_boxed\">\n<div class=\"cmsmasters_row_outer_parent\">\n<div class=\"cmsmasters_row_outer\">\n<div class=\"cmsmasters_row_inner\">\n<div class=\"cmsmasters_row_margin\">\n<div id=\"cmsmasters_column_j3z9cyi218\" class=\"cmsmasters_column one_half\">\n<div class=\"cmsmasters_column_inner\"><div class=\"cmsmasters_img  cmsmasters_image_n\"><img decoding=\"async\" src=\"https:\/\/poefcu.org\/wp-content\/uploads\/2026\/01\/account-services-banner2.jpg\" \/><\/div>\n<\/div><\/div>\n<div id=\"cmsmasters_column_cbry6b0q58\" class=\"cmsmasters_column one_half\">\n<div class=\"cmsmasters_column_inner\"><div id=\"cmsmasters_heading_iiuoh0cbrm\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h4 class=\"cmsmasters_heading\">VISA PLATINUM CREDIT CARDS<\/h4>\n<\/div><div id=\"cmsmasters_fb_694xv1th5g\" class=\"cmsmasters_featured_block\">\n<div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<div id=\"cmsmasters_heading_ju3rsysjtt\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h2 class=\"cmsmasters_heading\">The POE FCU Visa Platinum Credit Card is a consumer credit card designed to offer members a combination of competitive interest rates and rewards-earning potential. <\/h2>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cmsmasters_text\">\n<p data-start=\"296\" data-end=\"533\">It\u2019s a good option if you want a credit card from your credit union that can help with everyday purchases and lets you earn rewards.<\/p>\n<\/div>\n<div id=\"cmsmasters_fb_9mjh32y93t\" class=\"cmsmasters_featured_block\">\n<a href=\"http:\/\/Test\" class=\"featured_block_link\"><\/a><div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<p style=\"text-align: left;\"><div id=\"cmsmasters_button_zt9rfz2xic\" class=\"button_wrap\"><a href=\"https:\/\/poefcu.org\/index.php\/apply-for-a-loan\/\" class=\"cmsmasters_button\"><span>APPLY NOW<\/span><\/a><\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"cmsmasters_row_febc6l12sd\" class=\"cmsmasters_row cmsmasters_color_scheme_default cmsmasters_row_top_default cmsmasters_row_bot_default cmsmasters_row_boxed\">\n<div class=\"cmsmasters_row_outer_parent\">\n<div class=\"cmsmasters_row_outer\">\n<div class=\"cmsmasters_row_inner\">\n<div class=\"cmsmasters_row_margin\">\n<div id=\"cmsmasters_column_kmypgz5pz\" class=\"cmsmasters_column one_first\">\n<div class=\"cmsmasters_column_inner\"><div id=\"cmsmasters_fb_nnrj4uvoi9\" class=\"cmsmasters_featured_block\">\n<a href=\"http:\/\/Apply%20Now!\" class=\"featured_block_link\"><\/a><div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<div id=\"cmsmasters_heading_4r0coi0gfe\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h2 class=\"cmsmasters_heading\">VISA Platinum Card Features<\/h2>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cmsmasters_text\">\n<p data-start=\"550\" data-end=\"582\"><strong data-start=\"550\" data-end=\"580\">Competitive Interest Rates<\/strong><\/p>\n<ul>\n<li data-start=\"585\" data-end=\"754\">The card offers interest rates starting as low as around <strong data-start=\"642\" data-end=\"655\">6.99% APR<\/strong> (annual percentage rate), depending on your creditworthiness.<\/li>\n<\/ul>\n<p data-start=\"756\" data-end=\"777\"><strong data-start=\"756\" data-end=\"775\">Rewards Program<\/strong><\/p>\n<ul>\n<li data-start=\"780\" data-end=\"860\">You <strong data-start=\"784\" data-end=\"805\">earn Bonus Points<\/strong> on every net retail purchase you make with the card.<\/li>\n<li data-start=\"780\" data-end=\"860\">These points can be redeemed for <strong data-start=\"896\" data-end=\"947\">brand-name merchandise, travel awards, and more<\/strong> through the Scorecard Rewards program.<\/li>\n<\/ul>\n<p data-start=\"1025\" data-end=\"1045\"><strong data-start=\"1025\" data-end=\"1043\">Fees &amp; Charges<\/strong><\/p>\n<ul>\n<li data-start=\"1048\" data-end=\"1152\"><strong data-start=\"1048\" data-end=\"1075\">No balance transfer fee<\/strong>, which can be helpful if you transfer a balance from a high-interest card.<\/li>\n<li data-start=\"1048\" data-end=\"1152\"><strong data-start=\"1155\" data-end=\"1176\">Cash advance fees<\/strong> are charged at around <strong data-start=\"1199\" data-end=\"1228\">2% of the amount advanced<\/strong>.<\/li>\n<li data-start=\"1048\" data-end=\"1152\">Typical credit union card fees also apply for late payments or returned checks (e.g., around <strong data-start=\"1327\" data-end=\"1334\">$25<\/strong> for late payment or NSF).<\/li>\n<li data-start=\"1048\" data-end=\"1152\">There are modest fees for items like statement copies or card replacement.*<\/li>\n<\/ul>\n<p data-start=\"1479\" data-end=\"1590\">(<em data-start=\"1480\" data-end=\"1589\">Exact fees and terms can change.<\/em>)<\/p>\n<\/div>\n<div id=\"cmsmasters_fb_qbhauja8d\" class=\"cmsmasters_featured_block\">\n<a href=\"http:\/\/Apply%20Now!\" class=\"featured_block_link\"><\/a><div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<div id=\"cmsmasters_heading_jbktd1h1vl\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h2 class=\"cmsmasters_heading\">Member Benefits<\/h2>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cmsmasters_text\">\n<ul>\n<li data-start=\"1643\" data-end=\"1833\">Your accumulated points can be used for a variety of reward options like travel, merchandise, or other offers available in the Scorecard Rewards catalog.<\/li>\n<\/ul>\n<p data-start=\"1835\" data-end=\"1865\"><strong data-start=\"1835\" data-end=\"1863\">Convenience &amp; Acceptance<\/strong><\/p>\n<ul>\n<li data-start=\"1868\" data-end=\"1961\">As a Visa card, it\u2019s widely accepted wherever Visa is accepted\u2014both in the U.S. and abroad.<\/li>\n<li data-start=\"1868\" data-end=\"1961\">The Visa network also provides standard protections like fraud monitoring and zero liability for unauthorized charges (standard with most Visa cards).<\/li>\n<\/ul>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"cmsmasters_row_0qnsh5l3s4\" class=\"cmsmasters_row cmsmasters_color_scheme_default cmsmasters_row_top_default cmsmasters_row_bot_default cmsmasters_row_boxed\">\n<div class=\"cmsmasters_row_outer_parent\">\n<div class=\"cmsmasters_row_outer\">\n<div class=\"cmsmasters_row_inner\">\n<div class=\"cmsmasters_row_margin\">\n<div id=\"cmsmasters_column_t1fdptdij\" class=\"cmsmasters_column one_first\">\n<div class=\"cmsmasters_column_inner\"><div class=\"cmsmasters_text\">\n<p data-start=\"2019\" data-end=\"2180\">To apply for this card, contact POE Federal Credit Union directly or visit one of their branch locations.<\/p>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-15072","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages\/15072","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/comments?post=15072"}],"version-history":[{"count":4,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages\/15072\/revisions"}],"predecessor-version":[{"id":15498,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages\/15072\/revisions\/15498"}],"wp:attachment":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/media?parent=15072"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}