{"id":15036,"date":"2026-01-20T19:45:34","date_gmt":"2026-01-20T19:45:34","guid":{"rendered":"https:\/\/poefcu.org\/?page_id=15036"},"modified":"2026-03-04T02:36:30","modified_gmt":"2026-03-04T02:36:30","slug":"regular-shares","status":"publish","type":"page","link":"https:\/\/poefcu.org\/index.php\/regular-shares\/","title":{"rendered":"Regular Shares"},"content":{"rendered":"<div id=\"cmsmasters_row_oswnqulxvj\" class=\"cmsmasters_row cmsmasters_color_scheme_default cmsmasters_row_top_default cmsmasters_row_bot_default cmsmasters_row_boxed\">\n<div class=\"cmsmasters_row_outer_parent\">\n<div class=\"cmsmasters_row_outer\">\n<div class=\"cmsmasters_row_inner\">\n<div class=\"cmsmasters_row_margin\">\n<div id=\"cmsmasters_column_j3z9cyi218\" class=\"cmsmasters_column one_half\">\n<div class=\"cmsmasters_column_inner\"><div class=\"cmsmasters_img  cmsmasters_image_n\"><img decoding=\"async\" src=\"https:\/\/poefcu.org\/wp-content\/uploads\/2026\/01\/savings-accounts-banner.jpg\" \/><\/div>\n<\/div><\/div>\n<div id=\"cmsmasters_column_cbry6b0q58\" class=\"cmsmasters_column one_half\">\n<div class=\"cmsmasters_column_inner\"><div id=\"cmsmasters_heading_iiuoh0cbrm\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h4 class=\"cmsmasters_heading\">REGULAR SHARES SAVING ACCOUNT<\/h4>\n<\/div><div id=\"cmsmasters_fb_694xv1th5g\" class=\"cmsmasters_featured_block\">\n<div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<div id=\"cmsmasters_heading_ju3rsysjtt\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h2 class=\"cmsmasters_heading\">Regular Shares Savings Account at POE Federal Credit Union are basically your primary savings account with the credit union. <\/h2>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cmsmasters_text\">\n<p>To open a share savings account at POE FCU, we must first determine your eligibility. Next, each new member will need an opening deposit of at least $5.00, which must be maintained, and also for each new member, there is a one-time membership fee of $1.00 (total to open an account is $6.00). Each member must first open a share account before enjoying all of our other financial services.<\/p>\n<\/div>\n<div id=\"cmsmasters_fb_9mjh32y93t\" class=\"cmsmasters_featured_block\">\n<a href=\"http:\/\/Test\" class=\"featured_block_link\"><\/a><div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<p style=\"text-align: left;\"><div id=\"cmsmasters_button_zt9rfz2xic\" class=\"button_wrap\"><a href=\"https:\/\/poefcu.org\/index.php\/rates\/\" class=\"cmsmasters_button\"><span>VIEW CURRENT RATES<\/span><\/a><\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"cmsmasters_row_febc6l12sd\" class=\"cmsmasters_row cmsmasters_color_scheme_default cmsmasters_row_top_default cmsmasters_row_bot_default cmsmasters_row_boxed\">\n<div class=\"cmsmasters_row_outer_parent\">\n<div class=\"cmsmasters_row_outer\">\n<div class=\"cmsmasters_row_inner\">\n<div class=\"cmsmasters_row_margin\">\n<div id=\"cmsmasters_column_kmypgz5pz\" class=\"cmsmasters_column one_first\">\n<div class=\"cmsmasters_column_inner\"><div id=\"cmsmasters_fb_nnrj4uvoi9\" class=\"cmsmasters_featured_block\">\n<a href=\"http:\/\/Apply%20Now!\" class=\"featured_block_link\"><\/a><div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<div id=\"cmsmasters_heading_4r0coi0gfe\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h2 class=\"cmsmasters_heading\">Features and Terms<\/h2>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cmsmasters_text\">\n<ul>\n<li data-start=\"509\" data-end=\"699\"><strong data-start=\"509\" data-end=\"535\">Membership foundation:<\/strong> Before you can use other services (like checking accounts, loans, or certificates), you must open a Regular Shares account.<\/li>\n<li data-start=\"509\" data-end=\"699\"><strong data-start=\"702\" data-end=\"722\">Minimum deposit:<\/strong> To open this account, POE FCU requires an initial minimum deposit of at least <strong data-start=\"801\" data-end=\"810\">$5.00<\/strong>, which must be maintained in the account. There is also a <strong data-start=\"869\" data-end=\"902\">one-time $1.00 membership fee<\/strong>, so the total amount needed to open a Regular Shares account is <strong data-start=\"967\" data-end=\"976\">$6.00<\/strong>.<\/li>\n<li data-start=\"509\" data-end=\"699\"><strong data-start=\"1020\" data-end=\"1034\">Ownership:<\/strong> In a credit union, savings are called <em data-start=\"1073\" data-end=\"1081\">shares<\/em> because every member is actually a <strong data-start=\"1117\" data-end=\"1131\">part-owner<\/strong> of the credit union. Your Regular Shares account represents your \u201cshare\u201d of the credit union. (This is how credit unions differ from banks \u2014 members own the institution and can vote for the board of directors.)<\/li>\n<\/ul>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"cmsmasters_row_0qnsh5l3s4\" class=\"cmsmasters_row cmsmasters_color_scheme_default cmsmasters_row_top_default cmsmasters_row_bot_default cmsmasters_row_boxed\">\n<div class=\"cmsmasters_row_outer_parent\">\n<div class=\"cmsmasters_row_outer\">\n<div class=\"cmsmasters_row_inner\">\n<div class=\"cmsmasters_row_margin\">\n<div id=\"cmsmasters_column_t1fdptdij\" class=\"cmsmasters_column one_first\">\n<div class=\"cmsmasters_column_inner\"><div class=\"cmsmasters_text\">\n<p data-start=\"2019\" data-end=\"2180\">For more information, visit one of POE Federal Credit Union\u2019s branches or contact a loan specialist to get started on your regular shares savings account today.<\/p>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-15036","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages\/15036","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/comments?post=15036"}],"version-history":[{"count":5,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages\/15036\/revisions"}],"predecessor-version":[{"id":15492,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages\/15036\/revisions\/15492"}],"wp:attachment":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/media?parent=15036"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}