{"id":14959,"date":"2026-01-15T02:19:25","date_gmt":"2026-01-15T02:19:25","guid":{"rendered":"https:\/\/poefcu.org\/?page_id=14959"},"modified":"2026-03-01T04:29:04","modified_gmt":"2026-03-01T04:29:04","slug":"home-equity-loans-refinance","status":"publish","type":"page","link":"https:\/\/poefcu.org\/index.php\/home-equity-loans-refinance\/","title":{"rendered":"Home Equity Loans \/ Refinance"},"content":{"rendered":"<div id=\"cmsmasters_row_oswnqulxvj\" class=\"cmsmasters_row cmsmasters_color_scheme_default cmsmasters_row_top_default cmsmasters_row_bot_default cmsmasters_row_boxed\">\n<div class=\"cmsmasters_row_outer_parent\">\n<div class=\"cmsmasters_row_outer\">\n<div class=\"cmsmasters_row_inner\">\n<div class=\"cmsmasters_row_margin\">\n<div id=\"cmsmasters_column_j3z9cyi218\" class=\"cmsmasters_column one_half\">\n<div class=\"cmsmasters_column_inner\"><div class=\"cmsmasters_img  cmsmasters_image_n\"><img decoding=\"async\" src=\"https:\/\/poefcu.org\/wp-content\/uploads\/2026\/01\/POE-home-loans-banner.jpg\" \/><\/div>\n<\/div><\/div>\n<div id=\"cmsmasters_column_cbry6b0q58\" class=\"cmsmasters_column one_half\">\n<div class=\"cmsmasters_column_inner\"><div id=\"cmsmasters_heading_iiuoh0cbrm\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h4 class=\"cmsmasters_heading\">HOME EQUITY LOANS \/ REFINANCE<\/h4>\n<\/div><div id=\"cmsmasters_fb_694xv1th5g\" class=\"cmsmasters_featured_block\">\n<div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<div id=\"cmsmasters_heading_ju3rsysjtt\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h2 class=\"cmsmasters_heading\">A Home Equity Loan From POE Federal Credit Union can be a great option for your financial status. <\/h2>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cmsmasters_text\">\n<p>A home equity loan (often called a second mortgage) lets you borrow against the equity you\u2019ve built in your house \u2014 that is, the difference between what your home is worth and how much you still owe on the mortgage. You get a lump sum of money up front, and you repay it over a fixed term with monthly payments.<\/p>\n<\/div>\n<div id=\"cmsmasters_fb_v52fr2lgpn\" class=\"cmsmasters_featured_block\">\n<a href=\"http:\/\/Test\" class=\"featured_block_link\"><\/a><div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<div id=\"cmsmasters_button_wsuawoi2uf\" class=\"button_wrap\"><a href=\"https:\/\/poefcu.org\/index.php\/apply-for-a-loan\/\" class=\"cmsmasters_button\"><span>APPLY FOR HOME EQUITY \/ REFINANCE LOAN NOW!<\/span><\/a><\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<div id=\"cmsmasters_fb_9mjh32y93t\" class=\"cmsmasters_featured_block\">\n<a href=\"http:\/\/Test\" class=\"featured_block_link\"><\/a><div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<div id=\"cmsmasters_button_qthpoqdh6\" class=\"button_wrap\"><a href=\"https:\/\/poefcu.org\/index.php\/rates\/\" class=\"cmsmasters_button\"><span>VIEW CURRENT RATES<\/span><\/a><\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<div id=\"cmsmasters_fb_913gmv0367\" class=\"cmsmasters_featured_block\">\n<a href=\"http:\/\/Test\" class=\"featured_block_link\"><\/a><div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<div id=\"cmsmasters_button_arfw9tube\" class=\"button_wrap\"><a href=\"https:\/\/poefcu.org\/index.php\/calculators\/\" class=\"cmsmasters_button\"><span> CALCULATORS<\/span><\/a><\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"cmsmasters_row_febc6l12sd\" class=\"cmsmasters_row cmsmasters_color_scheme_default cmsmasters_row_top_default cmsmasters_row_bot_default cmsmasters_row_boxed\">\n<div class=\"cmsmasters_row_outer_parent\">\n<div class=\"cmsmasters_row_outer\">\n<div class=\"cmsmasters_row_inner\">\n<div class=\"cmsmasters_row_margin\">\n<div id=\"cmsmasters_column_kmypgz5pz\" class=\"cmsmasters_column one_first\">\n<div class=\"cmsmasters_column_inner\"><div id=\"cmsmasters_fb_nnrj4uvoi9\" class=\"cmsmasters_featured_block\">\n<a href=\"http:\/\/Apply%20Now!\" class=\"featured_block_link\"><\/a><div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<div id=\"cmsmasters_heading_4r0coi0gfe\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h2 class=\"cmsmasters_heading\">Benefits of Home Equity \/ Refinance Loans<\/h2>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cmsmasters_text\">\n<p data-start=\"658\" data-end=\"755\">\u2022 Fixed interest rate and predictable monthly payments.<br \/>\n\u2022 Money received all at once \u2014 good for one-time needs like renovations, debt consolidation, or education costs.<br \/>\n\u2022 Typically lower rates than unsecured loans (like credit cards or personal loans) because the loan is secured by your home.<br \/>\n\u2022 Interest may be tax-deductible if used for qualifying home improvements (talk to a tax advisor).<\/p>\n<\/div>\n<div id=\"cmsmasters_fb_qxjurht2cr\" class=\"cmsmasters_featured_block\">\n<a href=\"http:\/\/Apply%20Now!\" class=\"featured_block_link\"><\/a><div class=\"featured_block_inner\">\n<div class=\"featured_block_text\">\n<div id=\"cmsmasters_heading_zer7rw8o3\" class=\"cmsmasters_heading_wrap cmsmasters_heading_align_left\">\n\t<h2 class=\"cmsmasters_heading\"> Typical Uses for Home Equity Loans <\/h2>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cmsmasters_text\">\n<p>\u2022 Home improvements and remodeling projects<br data-start=\"2601\" data-end=\"2604\" \/>\u2022 Consolidating high-interest debt<br data-start=\"2638\" data-end=\"2641\" \/>\u2022 Covering major expenses (education costs, medical bills)<br data-start=\"2699\" data-end=\"2702\" \/>\u2022 Financing large life events or emergencies<br data-start=\"2746\" data-end=\"2749\" \/>\u2022 Buying a second home or investment property<\/p>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"cmsmasters_row_0qnsh5l3s4\" class=\"cmsmasters_row cmsmasters_color_scheme_default cmsmasters_row_top_default cmsmasters_row_bot_default cmsmasters_row_boxed\">\n<div class=\"cmsmasters_row_outer_parent\">\n<div class=\"cmsmasters_row_outer\">\n<div class=\"cmsmasters_row_inner\">\n<div class=\"cmsmasters_row_margin\">\n<div id=\"cmsmasters_column_t1fdptdij\" class=\"cmsmasters_column one_first\">\n<div class=\"cmsmasters_column_inner\"><div class=\"cmsmasters_text\">\n<p data-start=\"2019\" data-end=\"2180\">If you are interested in Home Equity Loan from POE Federal Credit Union,\u00a0 stop by a branch or contact us today.<\/p>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-14959","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages\/14959","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/comments?post=14959"}],"version-history":[{"count":3,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages\/14959\/revisions"}],"predecessor-version":[{"id":15366,"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/pages\/14959\/revisions\/15366"}],"wp:attachment":[{"href":"https:\/\/poefcu.org\/index.php\/wp-json\/wp\/v2\/media?parent=14959"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}